The Internal Revenue Service, USA will provide a FREE online, web-based information session in two languages on Thursday, March 28, 2019, to help people understand how to do a ‘Paycheck Checkup.’

Doing a Paycheck Checkup means checking tax withholding using the IRS Withholding Calculator and making any necessary adjustments to avoid having too little or too much tax withheld from paychecks.

The Withholding Calculator is an accurate, simple way for most taxpayers to determine their correct withholding amount. The tool allows taxpayers to enter their expected 2019 income, deductions, adjustments and credits – including the Child Tax Credit.

The two 60-minute webinars, one in English and one in Spanish, include a special Q&A session. The sessions cover the basics of using the online IRS Withholding Calculator and detail the different situations that may require taxpayers to adjust their withholding, including those who:

Had a large tax refund or tax bill for 2018 when they filed their tax return this year.
Adjusted their tax withholding in the middle or later part of 2018.
Had a major life change this year.
Are a two-income family.
Have two or more jobs at the same time or only work part of the year.
Claim credits like the Child Tax Credit.
Have dependents age 17 or older.
Itemized deductions in the past.
Have high income or a complex tax return.
Have a large tax refund or tax bill for 2018.

Register to attend either language version of this webinar on March 28; the Spanish webinar starts at 11 a.m. Eastern, and the English webinar begins at 2 p.m. Eastern.

It is recommended attendees log in 10 minutes prior to the start time.

Closed captioning will be available.


Qualified taxpayers can use FreeFile to file their federal taxes via TurboTax, H&R Block and 10 other private software providers. It’s generally open to anyone earning less than $66,000, although software providers have their own eligibility criteria.

Taxpayers who earned more than $66,000 can use FREE Fillable forms, the electronic version of paper IRS forms. Unlike the software services, it offers only basic guidance, but will do the math for you. There are no FREE state filing options.

FreeFile and the FREE Fillable Forms can be found online at

Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE)

The Volunteer Income Tax Assistance Program and Tax Counseling for the Elderly programs both offer FREE tax filing assistance through volunteer-run programs in communities nationwide.

VITA offers FREE tax help to moderate and low-income individuals, and to people with disabilities or taxpayers with limited English skills.

TCE focuses on helping taxpayers aged 60 and up.

Both programs use IRS-certified volunteers to provide the help.

To find a site near you, check the IRS website.

The AARP Foundation runs many of the TCE sites and has more information on its website.


Tax software companies often have their own FREE filing options in addition to FreeFile.
TurboTax, for example, offers TurboTax FREE, which allows taxpayers with simple tax returns to file their federal and state tax returns completely FREE.

H&R Block also offers a FREE option for simple tax filings.

H&R Block works with United Way to offer MyFree Taxes, for taxpayers earning $66,000 or less.

Credit Karma Tax also has a FREE tax filing option.


Military OneSource, a Department of Defense funded service for members of the military, offers FREE online filing services through MilTax.

It includes tax prep software and support from tax consultants to help with special conditions facing those in the military, including deployment, combat pay and multistate filings.

The service can be found through the Military OneSource website.

How to file your taxes for FREE:
Minneapolis Star Tribune

It might be late to the party, but the Swedish music streaming app Spotify is trying really hard to make up for the lost time in India.

The Stockholm-based company launched in the country yesterday (February 27, 2019) with FREEbies and affordable rates to woo price-sensitive Indians, besides announcing plans to go more vernacular.

“India is a price sensitive market and we love FREEbies. Spotify is trying to exploit this sentiment and I believe this is a smart move,”
– Yugal Joshi, vice-president at the consulting firm Everest Group.

Even the non-paying users in India have it better than what’s available for FREE elsewhere.

For instance, they can search for and play any song from its 40-million-strong library as many times as they wish on their smartphone. This is in contrast to how the mobile version of the app works in other countries. In the US, for instance, FREE users cannot choose which song they hear as the app randomly plays songs for them.

Spotify had no choice but to offer an excellent FREE service in India